FIRE Strategies8 min
What is Coast FIRE? Stop Saving, Keep Working (2026 Guide)
Coast FIRE means you can stop saving for retirement. Learn how it works, calculate your Coast FIRE number, and see if this path to financial freedom fits you.
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17 Articles
Blog
Insights on Coast FIRE, financial independence, and building your path to freedom.
Featured
Guides10 min
Is $2 Million Enough to Retire? The Math by Age (2026)
Can you retire on $2 million? We break down exactly how long it lasts at different ages (45, 55, 65) and spending levels. Includes calculator.
Read moreGuides10 min
Safe Withdrawal Rate 2026: Why 3.9% is the New 4% (Calculator)
Morningstar's 2026 data suggests 3.9% is safe—not 4%. Use our free SWR calculator to stress-test your portfolio against sequence risk, inflation, and market valuations.
Read moreFIRE Strategies
Deep dives into Coast FIRE, Barista FIRE, and other paths to financial independence.
Feb 9, 202610 min
Coast FIRE with a Family: Planning for Kids, Mortgage, and College (2026)
Coast FIRE is not just for single people. Families can hit it in 5-10 years by targeting retirement expenses (not current family spending). Full guide with dual-income strategies, college savings order, and mortgage math.
Feb 9, 202611 min
Best Coast FIRE Jobs: 15 Low-Stress Careers After Financial Independence (2026)
After Coast FIRE, you work to cover expenses — not to build wealth. Here are 15 jobs that offer flexibility, meaning, and health insurance for your post-FIRE career.
Feb 9, 20269 min
Coast FIRE vs Regular FIRE: Which Path to Freedom? (2026)
Coast FIRE needs $150-400k and takes 5-10 years. Regular FIRE needs $1-2.5M and takes 15-25 years. Side-by-side comparison with numbers by age.
Feb 9, 202610 min
Lean FIRE vs Fat FIRE: $625k or $5M? Which Fits You? (2026)
Lean FIRE: retire on $25-40k/year with $625k-$1M. Fat FIRE: retire on $100-200k/year with $2.5-5M. Full comparison with lifestyle breakdown.
Dec 24, 20248 min
What is Barista FIRE? Quit Your Career, Work Part-Time (Guide)
Barista FIRE lets you leave your stressful career and work part-time for benefits. Learn how it works, calculate your number, and see if it fits your goals.
Dec 17, 20247 min
Barista FIRE vs Coast FIRE: Which Path Fits You? (2026 Comparison)
Coast FIRE: $200-400k, let it grow. Barista FIRE: $500k-1M, withdraw now. Side-by-side comparison table + calculators to find your number.
Dec 17, 20246 min
Coast FIRE Formula: FI ÷ (1+r)^n Explained + Lookup Table (2026)
The Coast FIRE formula is FI Number ÷ (1+r)^n. Example: 30-year-old needs $197k to coast to $1.5M. Free lookup table by age + calculator.
Guides
Data-driven analysis on how much you actually need to retire.
Jan 26, 202611 min
Is $500k Enough to Retire? The Honest 2026 Math
Can you retire on $500,000? Alone, $500k provides just $20k/year. But with Social Security ($20-24k) and geo-arbitrage, it can work. Full analysis by age and location.
Jan 26, 202610 min
Is $750k Enough to Retire? The Sweet Spot for Early Exit
Is $750,000 enough to retire? At 4%, it provides $30k/year. Add Social Security and you have $50-55k—comfortable in most of America. Analysis by age 50, 55, 60, 65.
Jan 26, 202610 min
Is $3 Million Enough to Retire? Yes—Here's Why You Should Stop
Is $3 million enough to retire? At 4%, it provides $120k/year—top 5% income in America. If you're asking this question, you may have One More Year Syndrome.
Jan 19, 202610 min
Is $1.5 Million Enough to Retire? The Sweet Spot Analysis
Is $1.5 million the retirement sweet spot? We analyze if $1.5M is enough at ages 50, 55, 60, and 65. Includes spending scenarios and calculator.
Jan 19, 202610 min
Is $2.5 Million Enough to Retire? Comfortable at Any Age
Is $2.5 million enough to retire early? With $100k/year in withdrawals, $2.5M provides comfort and flexibility. Full analysis by age and lifestyle.
Dec 24, 20249 min
Is $1 Million Enough to Retire? Depends on These 5 Factors
Can you retire on $1 million? Depends on your age, location, and spending. We show exactly when $1M works and when it falls short.
Lifestyle
Designing the life you want after (or before) financial independence.