Find Out When You Can
Stop Saving for Retirement
Coast FIRE lets you front-load your investments, then let compound interest finish the job. Find your freedom date in under 60 seconds.
Your Coast FIRE Number
$328,450
You could stop saving by age 38 and still retire comfortably at 60.
This month
12,847 calculations
How Coast FIRE Works
Three steps to financial freedom. No complex spreadsheets required.
Enter Your Numbers
Current savings, age, and retirement goals. Takes 30 seconds.
See Your Coast Date
Discover when you can stop actively saving and let compound interest take over.
Plan Your Exit
Switch to part-time, change careers, or pursue passion projects—without financial anxiety.
Real People, Real Results
Join thousands who've found their path to financial freedom
“At 34 with $287k saved, the calculator showed I could stop maxing my 401k and still retire at 55. I dropped to a 4-day workweek and finally have time for my kids.”
Jamie T.
Software Engineer → Part-time Consultant • Austin, TX
“I had $192k at 31 and thought I was behind. Turns out I hit Coast FIRE without knowing it. Quit my $95k corporate job for a $52k nonprofit role I actually care about.”
Marcus R.
Former Finance Analyst • Denver, CO
“Ran the numbers at 38 with $410k saved. Coast FIRE number was $385k—I was already past it. Took a 6-month sabbatical and came back to work on my own terms.”
Sarah K.
Product Manager • Seattle, WA
Why Trust These Calculations?
Research-Backed
Based on the Trinity Study and 4% safe withdrawal rate research used by financial planners worldwide.
Battle-Tested
Over 50,000 calculations run. Same methodology used by the FIRE community on Reddit and Bogleheads.
Transparent
All formulas are explained. No black boxes. Adjust assumptions to match your risk tolerance.
Free FIRE Calculators
Every path to financial independence is different. Choose the strategy that fits your lifestyle.
Coast FIREPopular
Stop saving, let compound interest finish the job.
FIRE Number
Calculate how much you need to retire early.
Barista FIRE
Semi-retire with part-time work.
Fat FIRE
Retire early without lifestyle sacrifices.
Lean FIRE
Fastest path with minimalist living.
FIRE Readiness Quiz
Score yourself across 8 dimensions in 2 minutes.
Learn the FIRE Strategies
Deep dives into financial independence concepts, with real numbers and actionable advice.
Ready to Take Action?
After you calculate your Coast number, here's where to put your money to work.
Get the FIRE Starter Guide
Join 5,847 people planning their exit. Get our free guide with Coast FIRE tables by age, plus weekly insights on financial independence.
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