Founder & FIRE Researcher
Taro Schenker is the founder of UngrindFi and London Gold Exchange, with over 15 years of hands-on investing experience across equities, precious metals, and financial markets. A self-taught personal finance researcher, Taro builds data-driven tools that make financial independence planning accessible to everyone. Through UngrindFi, he combines real investing experience with a passion for breaking down complex FIRE strategies into practical, actionable calculators and guides.
Can you retire on $500,000? Alone, $500k provides just $20k/year. But with Social Security ($20-24k) and geo-arbitrage, it can work. Full analysis by age and location.
Read articleIs $750,000 enough to retire? At 4%, it provides $30k/year. Add Social Security and you have $50-55k—comfortable in most of America. Analysis by age 50, 55, 60, 65.
Read articleIs $3 million enough to retire? At 4%, it provides $120k/year—top 5% income in America. If you're asking this question, you may have One More Year Syndrome.
Read articleCoast FIRE means you can stop saving for retirement. Learn how it works, calculate your Coast FIRE number, and see if this path to financial freedom fits you.
Read articleCoast FIRE: $200-400k, let it grow. Barista FIRE: $500k-1M, withdraw now. Side-by-side comparison table + calculators to find your number.
Read articleThe Coast FIRE formula is FI Number ÷ (1+r)^n. Example: 30-year-old needs $197k to coast to $1.5M. Free lookup table by age + calculator.
Read articleTired of the endless grind? Here are 5 proven ways to escape the rat race - from Coast FIRE to entrepreneurship. Find the path that fits your situation.
Read articleCan you retire on $2 million? We break down exactly how long it lasts at different ages (45, 55, 65) and spending levels. Includes calculator.
Read articleCan you retire on $1 million? Depends on your age, location, and spending. We show exactly when $1M works and when it falls short.
Read articleIs $1.5 million the retirement sweet spot? We analyze if $1.5M is enough at ages 50, 55, 60, and 65. Includes spending scenarios and calculator.
Read articleIs $2.5 million enough to retire early? With $100k/year in withdrawals, $2.5M provides comfort and flexibility. Full analysis by age and lifestyle.
Read articleBarista FIRE lets you leave your stressful career and work part-time for benefits. Learn how it works, calculate your number, and see if it fits your goals.
Read articleCoast FIRE is not just for single people. Families can hit it in 5-10 years by targeting retirement expenses (not current family spending). Full guide with dual-income strategies, college savings order, and mortgage math.
Read articleAfter Coast FIRE, you work to cover expenses — not to build wealth. Here are 15 jobs that offer flexibility, meaning, and health insurance for your post-FIRE career.
Read articleCoast FIRE needs $150-400k and takes 5-10 years. Regular FIRE needs $1-2.5M and takes 15-25 years. Side-by-side comparison with numbers by age.
Read articleLean FIRE: retire on $25-40k/year with $625k-$1M. Fat FIRE: retire on $100-200k/year with $2.5-5M. Full comparison with lifestyle breakdown.
Read articleMorningstar's 2026 data suggests 3.9% is safe—not 4%. Use our free SWR calculator to stress-test your portfolio against sequence risk, inflation, and market valuations.
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