5 in-depth guides
Early Retirement & FIRE Guides
Go beyond the headline number. These guides cover the account, healthcare, career, and lifestyle decisions that turn a FIRE calculation into a workable plan.
Early retirement planning
Early Retirement Health Insurance
Compare ACA coverage, COBRA, employer benefits, and income-planning considerations before Medicare.
Read the guideFIRE strategiesLean FIRE on $25,000 a Year
Explore a detailed low-cost retirement budget, location tradeoffs, transportation, housing, and healthcare.
Read the guideFIRE strategiesCoast FIRE Psychology
Work through one-more-year syndrome, saver identity, and the mental shift from accumulation to coasting.
Read the guideCareer-specific planningMilitary FIRE
Incorporate a military pension, VA benefits, TSP assets, and healthcare into a financial-independence plan.
Read the guideCareer-specific planningPhysician FIRE
Navigate a later earning start, high tax rates, student debt, retirement accounts, and lifestyle inflation.
Read the guide